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SaveSmart Direct

Put your money where your mouse is.

SaveSmart Direct®

A high-yield, online-only savings account

Apply Now

SaveSmart Direct is a high interest-yield savings account that is opened and accessed exclusively online. Because this online account has lower overhead than a traditional savings account, we can offer attractive, tiered interest rates that compete with the most popular Internet savings accounts. With SaveSmart Direct, you get a higher interest rate. (View rates)

Apply online for your account in about 10 minutes and fund it with a $100 transfer from an existing People's Town & Country Bank account or an ACH transfer from an account at another bank. Once your account is approved, you'll earn interest that is compounded and paid monthly. A $100 minimum daily balance is required to avoid a monthly below-minimum-balance fee of $3.

Discover the convenience of accessing your SaveSmart Direct account anytime and anywhere there is an Internet connection. You'll also enjoy free bank-to-bank transfers to and from your SaveSmart Direct account to any other verified account at People's Town & Country Bank or other financial institutions.*

Fast-track your savings with SaveSmart Direct. Apply online today.

*Some types of withdrawals are limited to six per month. Learn more about withdrawal limits. A $3.00 fee applies for manual transactions.