Put your money where your mouse is.
A high-yield, online-only savings accountApply Now
SaveSmart Direct is a high interest-yield savings account that is opened and accessed exclusively online. Because this online account has lower overhead than a traditional savings account, we can offer attractive, tiered interest rates that compete with the most popular Internet savings accounts. With SaveSmart Direct, you get a higher interest rate. (View rates)
Apply online for your account in about 10 minutes and fund it with a $100 transfer from an existing People's Town & Country Bank account or an ACH transfer from an account at another bank. Once your account is approved, you'll earn interest that is compounded and paid monthly. A $100 minimum daily balance is required to avoid a monthly below-minimum-balance fee of $3.
Discover the convenience of accessing your SaveSmart Direct account anytime and anywhere there is an Internet connection. You'll also enjoy free bank-to-bank transfers to and from your SaveSmart Direct account to any other verified account at People's Town & Country Bank or other financial institutions.*
Fast-track your savings with SaveSmart Direct. Apply online today.
*Some types of withdrawals are limited to six per month. Learn more about withdrawal limits. A $3.00 fee applies for manual transactions.