Personal Bank Cards
Flexible and Convenient
Debit Card Protection
smsGuardian is a text alert service that will alert you to transactions being conducted using your People's Town & Country Bank VISA® debit card via alerts to your mobile phone*.
Here's how the system works. Once enrolled, you will receive a text message each time your debit card is used for:
- International or out-of-state debit card transactions
- Purchase authorizations greater than $200.00
- Five or more transactions within a 24-hour period
- Card purchases where the card is not present
- Many types of irregular transaction behavior
If you receive a text message from smsGuardian about a transaction you did not make, reply to the text message immediately, as directed, to block your card. In addition to replying to the text message you must also contact the Bank in order to dispute the transaction and order a new card.
*Message and Data Rates may apply from your wireless carrier. The anti-fraud alert service is free. To view the Terms and Conditions of this program, please log into the smsGuardian website for information. After initial sign-up to this service, you may discontinue the receipt of alerts immediately by texting the word "STOP" in reply to a Guardian Alert. Visit the smsGuardian website if you wish to unsubscribe entirely from this service after initial sign-up. Please be advised that these alerts do not replace regular personal monitoring of your accounts. If you ever suspect that a transaction may be fraudulent, please contact our Call Center immediately at 1-800-815-BANK (2265).
smsGuardian is a trademark of JHA Payment Processing Solutions, Inc.
VISA® is a federally registered trademark of Visa.