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Personal Checking FAQ

Frequently Asked Questions—Checking Accounts

The answers you need now.

How do I open a checking account?

You can open all CheckSmart checking and our MyRate Checking® accounts at a location near you or online. When applying at a location, make sure you have with you:

  • Picture ID - (Utah state ID, valid driver's license or current passport)
  • Social security card
  • Initial deposit
Where is the location closest to me?

People's Town & Country Bank has 1 location. Find the location nearest you.

Is People's Town & Country Bank FDIC insured?

Yes. People's Town & Country Bank is an FDIC-insured institution, which means each depositor is insured up to $250,000, though some depositors are eligible for more insurance coverage (for example, two people holding a joint account would be insured up to $500,000 with an additional $250,000 per beneficiary). To find out how much FDIC insurance you're eligible for, visit the FDIC's Electronic Deposit Insurance Estimator.