Business Checking Accounts
BizSmart™ Small Business
A small-business account with big-business perks.
You don't need a large balance to enjoy the benefits of our BizSmart Small Business account. Our most popular business account's key features include:
- No minimum daily balance after account opening
- 200 free items per month (including items deposited, deposits posted and checks paid)*
- Reduced fees for remote deposit service
- First six months: Only $1 per month for ExpressDeposit scanner
After first six months, transaction and access fees will apply as follows:
- $25 monthly fee (for one account associated with the ExpressDeposit service)
- May receive preferred pricing on a small business line of credit
- Discount on initial check order†
Additionally, accountholders will receive bank statements with images, VISA® debit card and real-time online business banking, all at no cost. Our credit reserve line of credit for overdraft protection is also available subject to credit approval.
Note: If you need wire or ACH capabilities through online business banking, please open a BizSmart™ Analyzed account instead of a BizSmart Small Business account.
* For 201 to 300 items processed, there is a $0.10 per-item charge. For items processed over 300, the account converts to a BizSmart Analyzed account.
† Discount equivalent to the cost of one box of People's Town & Country Bank-logoed single-copy checks
VISA® and the name VISA and are federally registered trademarks of VISA.