Business Checking Accounts
A basic business checking account for the not-so-basic business.
At People's Town & Country Bank, we know that small businesses can be complex, but that doesn't mean your checking account has to be. Our BizSmart Commercial account offers the simplicity you need with the extras you want: no monthly below-minimum-balance fee with a $500 minimum daily balance*, plus free features including real-time online business banking, unlimited check writing†, statements with check images, and an endorsement stamp. Our Credit Reserve line of credit for overdraft protection is also available subject to credit approval.
Note: If you need wire or ACH capabilities through online business banking, please open a BizSmart™ Analyzed account instead of a BizSmart Small Business account.
* The monthly below-minimum-balance fee is $7 per month.
† BizSmart Commercial accounts will be converted to BizSmart Analyzed if more than 300 items, including checks, are processed in a month.