If your business processes over 300 items (items deposited, deposits posted or checks paid) per month, originates ACHs or wire transfers through Online Business Banking, or uses ExpressDeposit™, it will be required to have a BizSmart Analyzed account.
BizSmart Analyzed is our business checking account that charges per item, including for debits, credits, deposited items, ACH and wires. However, per-item fees may be offset by earning credit on collected balances or by interest earned on a linked BizSmart Interest account. This means that even if your business has hundreds of items, it may not incur any costs for this account if it maintains a high-enough balance in the BizSmart Analyzed or BizSmart Interest accounts.
People's Town & Country Bank's analyzed account fees are among the lowest in the market. We'll prove it by completing a complimentary analysis of your analyzed accounts at other institutions to show you how much you could be saving. Contact us for your free analysis.
Get a line of credit: BizSmart Analyzed customers are eligible for a line of credit*. When your account balance falls short, funds are automatically transferred from the credit line to your account to cover important payments†. Apply for a credit line today.
* Subject to credit approval.
† Fees may apply. See Schedule of Fees.