We have the solution: a VISA® gift card.
People's Town & Country Bank's VISA® gift cards allow recipients to decide how they want to spend their money, saving you the hassle of shopping for all the people on your list.
VISA® Gift cards are available in any whole-dollar amount from $25 up to $500 when purchased online or up to $750 when purchased in a branch. You can pay for in-branch purchases right out of your People's Town & Country Bank checking account. Gift cards can be personalized or ordered in bulk for an extra fee.
VISA® Gift cards can be used to make purchases in stores, restaurants, over the phone, online, or anywhere VISA® cards are accepted. They're the perfect gift for any occasion, including holidays, birthdays, graduations and employee rewards.
The following fees apply when you order VISA® Gift cards through People's Town & Country Bank. Please see Terms and Conditions for additional fees that may apply. These gift cards are not FDIC insured.
|Per Card Price||Where Purchased||Card Value|
|$3.95||Branch (single card order)||$25-$750|
|$3.95*||Branch (personalized/bulk order)||$10-$750|
*plus a $20 per batch fee, shipping and handling.
Visit a branch or order online to get the perfect gift for everyone on your list. For more information regarding our VISA® gift cards please call us toll free at 1-800-815-BANK (2265) to speak with a customer service representative, or visit one of our 25 locations.
Where can my gift card be used? Should I select debit or credit at the point of sale? How do I check the balance on my gift card? What if my purchase is denied? How are merchandise returns handled? Can I get cash back from a merchant? Is my gift card a credit card? Can my gift card be reloaded? What happens if my gift card is lost or stolen? Does my gift card have an expiration date? What happens if there is a balance remaining after my gift card expires? Can my gift card have a negative balance? How are disputes handled? Is my gift card FDIC insured?
It can be used to make purchases everywhere VISA® debit cards are accepted.Return to top
Select "credit."Return to top
The card's available balance is probably less than the purchase amount. Call 1-866-244-5360 for the remaining balance on the card and use another form of payment to pay the difference, subject to the policy of the merchant.Return to top
Each merchant location has its own return policies and will handle the returns in the same manner as any other VISA® card purchase.Return to top
No, cash back is not an option on your gift card.Return to top
No. It is a prepaid VISA® card that carries a fixed cash amount determined by the gift card purchaser. Each time you use the card, the purchase amount is deducted from the available balance.Return to top
No, the card cannot be reloaded.Return to top
You should immediately report any problems or a lost or stolen card by calling the 24-hour toll-free card support line at 1-866-244-5360. A replacement card will be issued and any available balance will be transferred to the new card, less the $5.00 lost/stolen fee that will be deducted from your card's available balance (a new card issuance fee may also apply).Return to top
Yes. The card and the funds expire on the date shown on the front of the card or when the balance is $0, whichever comes first.Return to top
After the expiration date shown on the front of the card any remaining funds will no longer be available.Return to top
Any authorization request that is greater than the card's available balance will be declined. However, there can be times when a VISA® merchant puts an item through without prior authorization. If an overdraft occurs, you will be required to make a payment to Cardholder Services to cover the negative amount.
Payments should be sent to:
P.O. Box 550160
Fort Lauderdale, Florida 33355–0160Return to top
Simply call our toll-free customer service number, 1-866-244-5360, and they will walk you through the process.Return to top
These gift cards are not FDIC insured.Return to top
For more information regarding our VISA® gift cards please call us toll free at 1-800-815-BANK (2265) to speak with a Customer Service Representative, or visit one of our branch locations.
VISA®, the name VISA, VISA (stylized), PLUS®, and the PLUS Design Mark® are federally registered Trademarks of Visa.